Agreement to Terms

By accessing and using this website, you confirm your acceptance of these Terms and Conditions, our Privacy Policy, and all relevant laws and regulations. If you disagree with any part of these terms, please discontinue use of our website immediately.

Financial Services Overview

Incredit Money Limited operates as a Registered Non-Banking Financial Company (NBFC), specializing in gold loans, microfinance, and related financial services. All products are governed by specific loan agreements executed at the time of service availing.

User Eligibility

This website is intended for individuals who possess the legal capacity to enter into binding contracts under applicable Indian laws. Services are not available to minors or persons legally barred from contracting.

Gold Loan Specifics

Our gold loan services require physical verification and valuation of gold assets according to company policy. Final loan terms—including disbursement amounts, interest rates, repayment schedules, and associated charges—are exclusively detailed in the loan sanction letter and agreement documents.

Regulatory Framework

Incredit Money Limited adheres to Reserve Bank of India (RBI) guidelines and all applicable financial regulations. Complete loan terms are transparently disclosed and mutually agreed upon during the loan processing stage.

Liability Disclaimer

Incredit Money Limited shall not be held responsible for:

• Consequences arising from website use
• Content inaccuracies or typographical errors
• Service interruptions or technical unavailability

Third-Party Websites

While this website may contain external links, Incredit Money Limited assumes no responsibility for the content, privacy practices, or functionality of these third-party platforms.

Data Protection

Our Privacy Policy comprehensively outlines our practices concerning collection, use, and protection of your personal information and forms an integral part of these terms.

Terms Modification

We retain the right to revise these Terms and Conditions at our discretion. Continued website usage following such changes constitutes acceptance of the modified terms.

Legal Jurisdiction

These terms are governed by Indian law, with exclusive legal jurisdiction granted to courts within India for any disputes.

Contact Information

For questions regarding these Terms and Conditions, please reach out to us through our official communication channels.